Goodsinsured | Business insurance for health educators

Business Insurance for Health Educators

Save money by comparing insurance quotes for health educators

From a fire at your office to claims that your advice caused harm, health educators face numerous risks. Safeguard the success of your small business with affordable educator insurance.

What types of business insurance do health educators need?

These policies provide coverage for common risks faced by health educators.

General liability insurance

General liability insurance covers basic health educator risks, such as client injury from a fall in your office. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel or slander lawsuits

Business owner’s policy

A business owner’s policy bundles property insurance and general liability insurance. A BOP is often the most cost-effective type of commercial insurance for health educators.

BEST FOR

Slip-and-fall accidents
Damaged client property
Damaged business property

Workers’ compensation insurance

Required in most states for health education businesses with employees, workers’ comp can help cover medical fees and lost wages for work-related injuries and illnesses.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Professional liability insurance

Health educator professional liability insurance can cover legal expenses if a client claims your health advice led to illness or injury. This policy is also called errors and omissions insurance.

BEST FOR

Accusations of negligence
Failure to deliver services
Educational mistakes or oversights

How much does insurance cost for therapy and counseling professionals?

Several factors will have an impact on insurance costs, including:
Therapy and counseling services offered
Business equipment and property
Revenue
Location
Number of employees

Why do health educators need insurance?

Health education specialists offer advice to promote wellness. However, if a client claims your methods caused injury, you could be held liable. Health educator insurance can protect against risks such as client injuries and accusations of negligence that could otherwise devastate your small business.